> ## Documentation Index
> Fetch the complete documentation index at: https://docs.arco.financial/llms.txt
> Use this file to discover all available pages before exploring further.

# Arco Saving Vault

Partner integration guide draft · English v1.0 · 13 October 2026

[Distribution OS](/distribution-os/overview) · [Getting Started](/distribution-os/getting-started)

Arco Saving Vault is Arco’s own strategy vault family for XRP, ETH and BTC. Partners integrate the selected vault’s investment exposure and transaction experience into their services through Distribution OS — Arco Vault API.

The asset name identifies the product family. The individual vault’s specification defines how assets are received, deployed, valued and returned. An XRP or BTC product name does not imply native staking, and an ETH product need not be a staking-only strategy.

## Describe the complete product

| Product dimension | What the partner displays or verifies |
| - | - |
| Deposit asset | The accepted asset, its native, wrapped or custody representation, units and deposit network |
| Strategy exposure | The assets and activities used by the Arco strategy, its objectives, counterparties and constraints |
| Performance basis | Whether returns are measured in XRP, ETH, BTC or another reference asset, with a separate currency valuation where applicable |
| Redemption asset | The asset and representation paid to the customer, payout network and recipient requirements |
| Position | The token or account record the customer receives, and the rights it represents |
| Return treatment | How gains, losses and costs affect NAV, share price, balances, rewards or distributions under that vault’s terms |
| Liquidity | The offered redemption routes, price fixing point, limits and recovery or settlement conditions |
| Access and authority | Investor and partner conditions, custody arrangements, and who approves, signs and operates each step |

Deposit and redemption networks are distinct from the networks used by the strategy. A native asset, a wrapped token and a custody balance are different representations; they must not be presented as interchangeable merely because they share an asset label.

## Strategy and returns

Explain the selected strategy’s actual source of returns and risk using its product materials. Asset price appreciation, lending income, staking rewards and other strategy income have different meanings. Use only the sources that apply to the selected vault.

An increase in USD value can reflect the underlying asset’s market price rather than an increase in asset quantity. Show the asset-based performance measure separately from currency valuation, and label historical performance, target returns and estimated annualized returns separately. Include the observation period and treatment of fees and incentives.

The product’s return mechanism determines whether performance changes the position price, quantity, separately claimable rewards or distributions. Apply losses and costs on the same stated basis. Do not assume every vault rebases, compounds automatically or distributes rewards separately.

## Deposits, redemptions and risk

Use the [partner integration lifecycle](/liquidity/deposits-and-redemptions#partner-integration-lifecycle) to distinguish transaction preparation, authorization, funds confirmation, position allocation and payout. Determine completion from the selected route’s execution evidence.

Strategy losses, asset price changes, counterparty exposure, asset representation, custody, operational permissions and liquidity constraints affect the product differently. Instant liquidity, principal protection and participation rights follow the product’s actual terms. See [Eligibility & Risk](/security/terms-and-risks#partner-access-and-product-eligibility).

## Continue the integration

* [Getting Started](/distribution-os/getting-started)
* [Positions & Performance](/transparency/nav-and-returns#partner-positions-and-performance)
* [Vault Liquidity Architecture](/liquidity/architecture)


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