> ## Documentation Index > Fetch the complete documentation index at: https://docs.arco.financial/llms.txt > Use this file to discover all available pages before exploring further. # DigiFT Product References Mainnet product guide draft · English v1.0 · 7 October 2026 [Docs Home](/index) · [Funds](/products/funds) · [ARCO Ecosystem](/about/ecosystem) This guide brings together external issuance, management and distribution roles for DigiFT-linked products, official materials, and the terms in the supplied RRDY materials. Start with Funds to compare investment exposure and ARCO purchase and redemption flows, then use these references to check product-specific information and onboarding conditions. ARCO's common vault structure is designed to connect to individual assets' issuance and distribution channels. DigiFT is a representative asset connection case. The external product materials below inform the separate definition of ARCO product trading availability, eligibility, rights and costs. ## External product roles and official sources Money market, Treasury, income, bond, equity and gold products each have their own strategy, price, costs and recovery conditions. Check the issuer, manager, distribution and tokenization parties, and custody and settlement responsibilities for each product. Compare investment exposure and eligibility through the [Funds product catalog](/products/funds) and the official materials below. ARCO and DigiFT signed a [strategic MOU](https://insights.digift.io/digift-and-arco-sign-strategic-mou-to-expand-institutional-tokenized-asset-distribution-across-asia/) to expand the distribution of institutional tokenized assets. Funds connects ARCO vaults, apps and transaction operations to each product's external issuance, distribution, management, custody and settlement roles. Each party's roles and responsibilities follow the official product materials and contractual scope. uMINT is a UBS product, and DigiFT is its official on-chain distributor. [UBS product launch](https://www.ubs.com/global/en/media/display-page-ndp/en-20241101-first-tokenized-investment-fund.html), [DigiFT distribution role](https://www.ubs.com/global/en/media/display-page-ndp/en-20251104-chainlink.html) Franklin describes BENJI as the units of its U.S. on-chain government money market fund. DigiFT is a distribution partner for the BENJI platform and related products in Asia. The product specifications define the target fund and class and the rights relationship applicable to ARCO aiBENJI. [Franklin product information](https://www.franklintempleton.com/about-us/digital-assets/digital-assets-technology), [DigiFT partnership announcement](https://insights.digift.io/franklin-templeton-and-digift-bring-benji-to-asia/) BNY provides investment management services for bEQTY's external product. This role is distinct from product issuance, distribution and guarantees. [DigiFT and BNY official announcement](https://insights.digift.io/digift-introduces-first-actively-managed-tokenized-equity-fund-with-bny-as-investment-management-services-provider/) | Product | Issuance and distribution structure | | - | - | | CMBMINT | DigiFT issues and distributes a token product linked to underlying fund performance. [Product announcement](https://insights.digift.io/digift-cmbiam-bring-first-hk-singapore-mrf-fund-on-chain/), [Manager materials](https://www.cmbi.com/en-US/mutualfund?id=1) | | ULTRA | Roles are separated across FundBridge Capital issuance, Wellington sub-management, Libeara tokenization infrastructure and DigiFT distribution. [Product announcement](https://insights.digift.io/digift-advances-access-to-tokenized-treasury-sub-managed-by-wellington/) | | TKStable | DigiFT introduces Taikang's stable income strategy. The exact underlying fund and class connection is defined in the ARCO product specifications. [Product announcement](https://insights.digift.io/digift-taikang-am-hk-launch-asia-led-stable-income-token/) | | CMBBOND | During onboarding, the exact external token, its connection to the underlying fund and the issuance structure are confirmed in official issuance materials and reflected in the ARCO product specifications. [Manager materials](https://www.cmbi.com.hk/en-US/mutualfund?id=5) | | JX | DigiFT tokenizes and distributes SBI's Japanese equity strategy. The high-dividend strategy name is distinct from cash distributions to investors; the official announcement states that there are no distributions at the fund or token level. [Product announcement](https://insights.digift.io/sbi-global-asset-management-and-digift-launch-jx-bringing-a-japanese-asset-managers-equity-strategy-on-chain-for-the-first-time/) | | kTW50 | DigiFT provides a tokenization and distribution channel for KGI's Taiwanese large-cap equity ETF strategy. [Product announcement](https://insights.digift.io/digift-and-kgi-bring-taiwans-ai-hardware-story-on-chain-with-ktw50/) | | GOLDX | Roles are separated across Lion Global Investors' underlying fund management, OCBC's structuring, and DigiFT's tokenization and digital distribution. [Product announcement](https://insights.digift.io/ocbc-lion-global-digift-launch-seas-first-tokenized-physical-gold-fund/) | | RRDY | The DigiFT platform provides on-chain access to interests in a U.S. Treasury MMF managed by Fidelity Investments. Issuance, holding and settlement structures and the target class are defined in product specifications. [Official announcement](https://insights.digift.io/zh/digift-unlocks-on-chain-access-to-leading-u-s-treasury-money-market-fund/) | ## RRDY product materials RRDY is a DigiFT product providing on-chain access to interests in a U.S. Treasury MMF managed by Fidelity Investments. ARCO includes RRDY among DigiFT-linked assets planned for GIWA onboarding and intended MMF reserve components for ArcoUSD. [DigiFT official announcement](https://insights.digift.io/zh/digift-unlocks-on-chain-access-to-leading-u-s-treasury-money-market-fund/) The example terms below come from the [partner-provided RRDY product materials](/images/rrdy-product-reference.png). They are external product terms. The ARCO product specifications define ARCO purchase and redemption terms and costs. | Display in the supplied RRDY materials | What to establish for the ARCO product | | - | - | | Daily CNAV | The external product's valuation method and its connection to the ARCO token price | | Subscription T+1, redemption T+2 | The external product's processing schedule, business days, cutoffs and actual payout conditions | | 0.2% per year, no subscription or redemption fee | The scope of external product costs, distinguished from ARCO costs and Instant Redemption fees | | Minimum subscription 10,000 | Confirm the applicable currency, target class and eligibility in the product termsheet | The AUM and 7-day yield in the product materials are reference metrics as of their respective measurement dates. They do not represent ARCO vault size, a fixed return or a user's return. The onboarding specifications and product termsheet define RRDY's GIWA support, target fund and class, eligibility, rights, custody, valuation and settlement conditions, and actual applicable costs. ## Connecting ARCO vaults and external products GIWA ProductToken represents the quantity of an ARCO product. Product-specific contracts define its rights relationship to externally issued tokens or underlying fund units, and asset purchase, custody and redemption routes. The specifications also state the scope in which conditions shown in app introductions and external announcements apply to the ARCO product. | Common ARCO component | Connection to Funds products | | - | - | | ProductToken | The on-chain quantity of an ARCO product and contractual rights linked to the relevant external asset | | DepositVault | A common deposit component connecting payment asset deposits to product token issuance. Burning, treasury withdrawal and external purchase for Funds bought with arcoUSD are connected through the [Funds purchase and settlement flow](/products/funds). | | ProductPriceFeed | The external product, fund or class valuation, currency, unit and treatment of costs, connected to the ARCO product price | | RedemptionVault | ARCO token burning and payout in direct redemption, connected to external product recovery and settlement schedules. Token transfers in OTC acquisition transactions follow the relevant quote and settlement method. | On-chain quantities, issuance, token processing and payouts are connected to external asset purchase, custody and redemption through their respective contracts and operating and settlement routes. External product business days, request cutoffs and redemption cycles are reflected in product-specific processing conditions. The product specifications show the relationship between external valuations and ARCO ProductToken prices. ## Product guides and onboarding criteria | Item | Information included in the product guide | | - | - | | Investment exposure and rights | The exact underlying product and class, issuer, user rights and authoritative record | | Eligibility | Eligible customers and regions, onboarding and KYC, and token transfer conditions | | Deposits and redemptions | Supported networks and payment assets, minimum quantities and limits, redemption routes and settlement schedules | | Pricing and costs | NAV source, valuation date and currency, update frequency, fees, performance treatment and distribution method | | Management and risk | Manager, custodian and settlement parties, asset composition and product-specific risks | | Availability | Completion of onboarding and start of trading availability, official contracts and deployment information | APY, NAV and underlying fund AUM vary with the valuation date and calculation conventions. Underlying fund AUM and the size of deposits in an ARCO vault are different measures. Products planned for GIWA onboarding are offered after their underlying asset and class, rights, custody, pricing and settlement connections, and eligibility conditions are finalized. Trading integration follows each product's catalog and official deployment specifications; common calls follow the [Developer Guide](/resources/developer-guide). Product specifications present values taken from external products alongside the values applied by ARCO. Unconfirmed items are shown with their onboarding status. Supported networks, payment assets, target classes, eligibility, prices, costs and redemption routes are finalized before trading is offered. ## Related guides * [About ARCO Vaults](/about/arco-vaults) * [Vault Liquidity Architecture](/liquidity/architecture) * [NAV and Returns](/transparency/nav-and-returns) * [Terms and Risks](/security/terms-and-risks) This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.